Feel overwhelmed by all of the auto insurance choices available?
AIMPRO will make searching for car insurance simple, with our expert advice, choices of reputable carriers and reliable service.
As independent agents, we work with many insurance companies. AIMPRO can help compare prices and protection to ensure the coverage and value is right for you. We are committed to providing you with the right insurance by taking into consideration your unique situation and needs.
Purchasing the right insurance from the right company makes a difference and can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft or other covered event.
Not all homeowner or property insurance policies are equal. AIMPRO is your local homeowner and property insurance expert. We will take the time to explain the various types of policies and coverage available. Your home, family, and personal possessions are your most valuable assets and AIMPRO will ensure they are well protected. Don’t put your home or personal belongings in someone’s hands without talking to an expert first:
Homeowners Insurance – Properly protect the biggest investment of your life. Buying homeowners insurance means buying protection for your home, both inside and out. Purchasing a homeowners policy provides added security for your investment and it also protects you if you are legally liable for someone’s injuries.
Landlord Protection – Dwelling Fire Insurance is designed to insure residences you own, but do not live in. You need coverage tailored to your specific properties. AIMPRO will find the level of coverage you need to protect your tenant occupied investment without overspending.
Condo Insurance – Not all condos need to be insured the same. Owning a condo may mean the condo association provides coverage for the structure you live in, but not all associations provide the same coverage. Call AIMPRO to make sure you have the proper coverage for your condo.
Renters Insurance – Protect yourself and your valuable belongings when you rent. Remember, your landlord is not responsible for your belongings. Renters insurance is a very affordable way to cover yourself for a variety of unexpected events.
Running a business involves a significant investment. Business insurance protects your investment by minimizing financial risks associated with unexpected events. There are many types of business insurance and, at AIMPRO, we can customize coverages to fit your business needs. Your Aimpro agent will work with you to determine which coverages are the best fit.
General Liability Insurance
Business owners purchase general liability insurance to cover legal hassles due to accident, injuries and claims of negligence. These policies protect against payments as the result of bodily injury, property damage, medical expenses, libel, slander, the cost of defending lawsuits, and settlement bonds or judgments required during an appeal procedure.
Product Liability Insurance
Companies who manufacture, wholesale, distribute, and/or retail a product may be liable for its safety. Product liability insurance protects against financial loss as a result of a defective product that causes injury or bodily harm. The amount of insurance you should purchase depends on the products you sell or manufacture. A clothing store would have far less risk than a small appliance store, for example.
Professional Liability Insurance
Business owners providing services should consider having professional liability insurance (also known as errors and omissions insurance). This type of liability coverage protects your business against malpractice, errors, and negligence in provision of services to your customers. Depending on your profession, you may be required by your state government to carry such a policy. For example, physicians are required to purchase malpractice insurance as a condition of practicing in certain states.
Commercial Property Insurance
Property insurance covers everything related to the loss and damage of company property due to a wide-variety of events such as fire, smoke, wind and hail storms, civil disobedience and vandalism. The definition of “property” is broad, and includes lost income, business interruption, buildings, computers, company papers and money.
Why Insure Your Boat or Personal Watercraft?
In tough economic times, some people are tempted to let insurance coverages lapse. Should you ever need to use your watercraft insurance, however; it is one of the best investments you could make. Here are a few things to consider:
- If you are in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
- If you or any passengers are injured in an accident, medical costs can be extremely expensive.
- If your watercraft is responsible for damage or injury to others, you may be sued for much more than you are worth.
- If you are injured by an uninsured boater, uninsured watercraft coverage will provide coverage for you.
It Takes More Than Age to Make It a Classic
Not all collector cars are used the same, so we will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your needs.
To make sure your investment is protected, Aimpro can customize a policy to ensure you have the right coverage for your collector car.
Your Motorcycle/ATV Insurance Coverage Options
Your motorcycle is one of your most prized possessions. It deserves special protection. If you have taken safety classes or garage your motorcycle/atv when it’s not in use, you may save more on your motorcycle/atv insurance coverage, while protecting yourself, your passengers, and your investment.
Recreational Vehicle Insurance
No matter what kind of RV you own, motor home, trailer, or camper, knowing you are covered correctly should give you the peace of mind to relax and enjoy your journey. An RV is your home when you’re away from home. Therefore, when choosing an RV insurance policy, you’ll want to consider coverage that protects you and your guests while traveling as well as coverage that protects your vehicle when it is parked or stored.