Properly Protecting Your Arizona Condo

Condo Insurance 101

Owning a condo can put you in a unique situation when it comes to your insurance coverage. Arizona condo insurance is slightly different than condo insurance in different states since it will provide coverage for personal property and liability, as well as any improvements you make to your home. Knowing what to look for in your condo insurance policy can help to ensure that you have the coverage that you deserve!

Before you invest in a condo insurance policy, it is important to make sure that you check with your homeowners association, or HOA, to see how much coverage they provide. Typical HOA policies will cover the common areas of your complex, such as the gym and pool, as well as the actual structure of your condo. However, they will most likely not provide any coverage for the contents in your condo, which is where your personal policy will come into play.

When you invest in a condo insurance policy, you will get protection for you and your family from any bodily injury or property damage liability claims. The liability coverage that is provided by your condo insurance policy will also cover the cost of any lawsuits that are associated with the injury or damage to ensure that you are not left financially ruined.

If you are looking for more condo insurance coverage, you may be able to get it for just a few extra dollars. Supplementing your condo insurance coverage with a personal umbrella insurance policy can help to give you the extra protection that you need for only a couple hundred dollars a year.

For all your condo insurance needs, contact the insurance professionals at Aimpro Insurance in Phoenix, Arizona. We will work with you to make sure that you have the protection you deserve, all at the right price.



Author: Aimpro Insurance
Aimpro Insurance will offer the best coverage from only the most reputable carriers. Our clients have come to depend on us to provide advice and customized programs to meet all of their insurance needs. The overall experience for our clients is “Insurance made simple.