Boat Insurance Coverage

Gliding across the water on your boat is one of the most relaxing ways to enjoy the summer. With the wind blowing in your hair, and the outdoor water activities you get to enjoy, boats can provide a sense of freedom that is not available anywhere else. However, before you head out on the water this season, it is important to make sure that you are protected with the right boat insurance policy.

If you just bought your first boat, you may assume that your existing homeowners insurance will provide protection. While it will provide a limited amount of coverage, typically up to $1,000, it is most likely not enough to completely protect your boat. To make sure that your boat is protected from any peril, it is important to make sure that you invest in a separate boat insurance policy.

While there is no way to completely avoid paying for your boat insurance coverage, there are some ways to keep the cost of your coverage low. Keep these tips in mind to help you save money with your boat insurance policy.

• Be specific – when looking for coverage, make sure that you are getting the appropriate protection for your boat. Telling your insurance agent the size of your boat, engine, and what your boat will be used for, will help to ensure that you are not paying too much for protection.
• Take a boating class – much like a safe driving course can help you save on your auto insurance, a boating safety class can help you qualify for a discount. If you are a new boater, a boating safety course is recommended.

For all of your boat insurance needs, contact Aimpro Insurance in Phoenix, Arizona. We will work with you to make sure that you have the coverage that you deserve while enjoying the water.