As a consumer, your credit score is a range of numbers that determines your creditworthiness to the company you wish to borrow or lend from. Therefore, the higher your score is, the more are your chances of getting better interest rates and loan qualifications. Some of the factors that your credit score is based on
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It doesn’t surprise that most people don’t contemplate the need for insurance except in critical situations. Of course, this can be due to ignorance or negligence. However, it has been proven time and time again that insurance, more so landlord insurance, certainly comes in handy in unforeseen or emergencies. Landlord Insurance: The Basics Landlord insurance
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When you buy a homeowners’ insurance policy, you expect it to cover different types of damage to your home. It is meant to cover damages caused by events that are accidental or unplanned. The problem with termite damage is that it can be prevented. For termites to cause extensive damage to your home, they must
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With homeowners insurance, you get the best coverage that can cater to and protect you and your dependents, especially your children. Getting homeowners insurance for yourself will also protect your children when they go to college. Although it is impossible to provide for all of life’s contingencies, getting a home insurance policy will not only
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Moving to a new home means most of your belongings will be moving with you. Although homeowners insurance covers some damages to your properties outside of your home, it doesn’t provide extensive coverage. Don’t assume that this policy covers all threats; rather, reach out to your insurer to know what is and isn’t covered. Most
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Home repairs and fixes can be quite expensive, given the exorbitant cost of professional help. However, you might be able to carry out some home maintenance activities by yourself. This way, you will only need professional help to resolve complicated repairs within your home. Nevertheless, you can always take steps to forestall damages in your
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There is nothing quite like the excitement of finally starting a new business, especially if it has taken you a long time to set it up. However, it is important to protect your new business. This is something that can be done by getting appropriate insurance for your new undertaking. Why Do I Need Insurance
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Insurance companies are allowed access to your driving record, which they do check from time to time. They take note of moving violations such as speeding tickets, as they can indicate the likelihood of a future claim. Thus, a speeding ticket generally results in an increased insurance premium. However, the amount of increase and the
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