3 Preventable Homeowners Insurance Claims

Avoid these home insurance claims.

When most people think of home insurance claims, they often associate them with major disasters such as hurricanes, fires, and tornadoes. In these situations, there isn’t much that the homeowner can do to avoid disaster. Fortunately, many homeowner losses are entirely preventable. Here are just a few of the most common claims that can be prevented.

  • Washing machine mishaps

Ideally, you will replace loose or damaged washing machine hoses every three years and inspect the machine frequently for irregularities. If possible, situate your machine in an area where you can detect water issues right away.

  • Roof leaks and collapses

Basic roof maintenance is a must. Gutter cleaning and shingle replacement help to protect your roof and home from water damage. Check overhanging tree branches and trim them away from the roof, and regularly check for loose or missing shingles.

  • Electrical fires

Avoid electrical fires in your home by checking for loose-fitting plugs in electrical outlets, avoid overloading outlets, and ensuring no cords are frayed or cracked.

  • Cooking or candle fires

Always take care when cooking, ensuring to stay in the kitchen the stove or oven are in use. Place candles out of reach of pets and children.

  • Theft and vandalism

There are many great ways to prevent theft, but some of the most common practices are to install motion-activated lighting around the property, install a security system, and keeping doors and windows locked at all times.

These tips can help you avoid expensive home insurance claims. When you’re looking to protect your property as best you can contact your insurance professionals at AimPro Insurance. Our dedicated experts are ready to assist you with all your insurance needs.